Direct Deposit of UI Benefits
The New Jersey Division of Unemployment Insurance (UI) offers unemployed workers the choice to have UI benefits direct deposited into their checking or savings accounts. You can have your UI benefits electronically deposited into your account as long as your financial institution participates in the direct deposit program.
It is your responsibility to verify that your financial institution will accept direct deposit to your account. Some banks and credit unions will not accept direct deposit or they require that a special account number be used for direct deposit. Many brokerage accounts will not accept electronic transactions of any type.
How to Apply
Direct deposit is a convenient, safe, and reliable way to receive your New Jersey UI benefits. If you are filing a new claim online you can enter your direct deposit information directly on the unemployment insurance application. To apply online you will need to provide the nine-digit bank routing/transit number and the checking/savings account number.
If you wish to start or change direct deposit at a later time, you may do so by visiting our website at www.njuifile.net and selecting Direct Deposit.
If you requested direct deposit when you filed your new claim online, it is not necessary to enroll again unless there is a change to your Direct Deposit account information.
Please be assured that your account information will be kept strictly confidential.
When Does Direct Deposit Stop
Direct deposit remains in effect on the unemployment insurance claim for the duration of the time you claim benefits unless you notify the Division of Unemployment Insurance to stop direct deposit. This means that even if you return to work for a period of time, become unemployed again and reopen the same UI claim, the direct deposit remains active on your claim. Benefits paid on a reopened claim will be direct deposited to the account on record unless you stop or change the account information. Whenever you file a new UI claim, you will be required to submit another enrollment for the new claim, or you can enter your direct deposit information when you file over the Internet.
To stop direct deposit, contact the Reemployment Call Center:
To change account information and bank information, you must visit our website and make any necessary changes. Changes to account and bank information are not accepted by telephone.
The Direct Deposit Process
Once entered into the system, direct deposit should begin the next time you claim benefits.
The funds to pay your benefits are transmitted to your financial institution within two (2) full bank business days after you use the Internet or call in to certify your eligibility for the week(s) of unemployment. Your payment may be available within 48 hours or two full bank business days, depending on your financial institution's schedule to deposit the transmitted funds to your account. Payment will not be transmitted on bank holidays or weekends.
It is your responsibility to verify receipt of unemployment benefits with your financial institution before writing checks against that account. Your bank statements will reflect these deposits to your account. If direct deposit does not begin within three weeks from when you enrolled or if you need to immediately change your direct deposit arrangement, contact our Customer Service Unit at 609-292-7162 or the Reemployment Call Center.
If there is a problem with your direct deposit account and benefits are returned because they cannot be deposited, we will temporarily stop direct deposit and pay your benefits by debit card. A prepaid debit card will be mailed to your address on file until you submit another authorization for direct deposit with updated information.
What Benefit Programs Allow Direct Deposit of Benefits
The following programs offer the choice to have benefits paid by direct deposit: Unemployment Insurance and extensions, Trade Adjustment Allowances (benefits paid under Trade Adjustment Act or TRA) and Disaster Unemployment Assistance (DUA).
It is your responsibility to verify that your financial institution will accept direct deposit to your account. Some banks and credit unions will not accept direct deposit or they require that a special account number be used for direct deposit. Many brokerage accounts will not accept electronic transactions of any type.
How to Apply
Direct deposit is a convenient, safe, and reliable way to receive your New Jersey UI benefits. If you are filing a new claim online you can enter your direct deposit information directly on the unemployment insurance application. To apply online you will need to provide the nine-digit bank routing/transit number and the checking/savings account number.
If you wish to start or change direct deposit at a later time, you may do so by visiting our website at www.njuifile.net and selecting Direct Deposit.
If you requested direct deposit when you filed your new claim online, it is not necessary to enroll again unless there is a change to your Direct Deposit account information.
Please be assured that your account information will be kept strictly confidential.
When Does Direct Deposit Stop
Direct deposit remains in effect on the unemployment insurance claim for the duration of the time you claim benefits unless you notify the Division of Unemployment Insurance to stop direct deposit. This means that even if you return to work for a period of time, become unemployed again and reopen the same UI claim, the direct deposit remains active on your claim. Benefits paid on a reopened claim will be direct deposited to the account on record unless you stop or change the account information. Whenever you file a new UI claim, you will be required to submit another enrollment for the new claim, or you can enter your direct deposit information when you file over the Internet.
To stop direct deposit, contact the Reemployment Call Center:
| Union City | (Serves Northeast New Jersey) |
(201) 601-4100 |
| Freehold | (Serves Northwest and Central New Jersey) |
(732) 761-2020 |
| Cumberland | (Serves South Jersey) |
(856) 507-2340 |
| Out-of-State | (888) 795-6673 |
To change account information and bank information, you must visit our website and make any necessary changes. Changes to account and bank information are not accepted by telephone.
The Direct Deposit Process
Once entered into the system, direct deposit should begin the next time you claim benefits.
The funds to pay your benefits are transmitted to your financial institution within two (2) full bank business days after you use the Internet or call in to certify your eligibility for the week(s) of unemployment. Your payment may be available within 48 hours or two full bank business days, depending on your financial institution's schedule to deposit the transmitted funds to your account. Payment will not be transmitted on bank holidays or weekends.
It is your responsibility to verify receipt of unemployment benefits with your financial institution before writing checks against that account. Your bank statements will reflect these deposits to your account. If direct deposit does not begin within three weeks from when you enrolled or if you need to immediately change your direct deposit arrangement, contact our Customer Service Unit at 609-292-7162 or the Reemployment Call Center.
If there is a problem with your direct deposit account and benefits are returned because they cannot be deposited, we will temporarily stop direct deposit and pay your benefits by debit card. A prepaid debit card will be mailed to your address on file until you submit another authorization for direct deposit with updated information.
What Benefit Programs Allow Direct Deposit of Benefits
The following programs offer the choice to have benefits paid by direct deposit: Unemployment Insurance and extensions, Trade Adjustment Allowances (benefits paid under Trade Adjustment Act or TRA) and Disaster Unemployment Assistance (DUA).
