The Temporary Disability Benefits Law permits employers to provide coverage for Family Leave Insurance benefits through an approved Private Plan instead of the State Plan. The Plan may be insured by the employer, an insurance company or a union welfare fund. All Family Leave Private Plans must be approved by the Division of Temporary Disability Insurance.

The provisions of a Private Plan may vary from employer to employer and may be more liberal than the State Plan, however:

• Benefits must be equal to or better than benefits provided under the State Plan,
• Eligibility requirements can not be more restrictive than the State Plan, and
• The cost to workers cannot be more than the cost to workers under the State Plan.

Your employer can provide you with details of their plan.

Family Leave Private Plan Claims

The Claims Review Unit in Private Plan Operations handles claim problems and provides assistance and information to all private plan claimants, employers and insurers. If you experience any problems with your claim or if you have any questions, contact the Claims Review Unit at:

Division of Temporary Disability Insurance
Private Plan Operations
Claims Review Unit
PO Box 957
Trenton, NJ 08625-0957

Telephone: (609) 292-7060

FAX: (609) 292-2537